Financing your Handicap Van or Wheelchair Conversion
Financing anything can be a hassle and we know financing a handicap van is not any different, but at Lone Star Handicap Vans, LLC we do whatever we can to help you get grants, low-interest loans and other funding sources in order to help you pay for your handicap van.
Since passing the 2011 NHTSA’s 2011 Crash Test we are constantly getting approved as a provider of new grants and loans for our customers and we are continually looking for more programs to participate in so that we can help you.
There are many types funding resources that help those who need help to buy a handicap van and/or van conversion. There are Medicaid, veteran, child, private organizations, state and national grants that are available to help you pay for your handicap van. Check out our options below.
Options With You In Mind
Our finance package includes a trained staff that understands your specific needs. Our special finance packages can be designed to include your wheelchair van, conversion, sales tax, and even service contract, often with little or no down payment required.
All finance plans are custom-tailored to each customer’s financial needs. We offer low interest loans and leases for both commercial and consumer requests.
This special financing is available to those customers seeking the lowest monthly payment possible. Competitive fixed interest rates combined with 5-year terms for used vans and 7-year terms for new vans helps you afford the handicap van of your dreams!
- Low fixed interest rates
- Nationwide financing available
- Terms up to ten years
- Quick credit approval
- Custom leasing
- Commercial program
- Service contracts
Steps To Finance Your Wheelchair Accessible Van:
- Select a wheelchair van from our online inventory
- Call us at 903-592-8366 or 1-866-588-VANS (8267)
- Make a 10% deposit on the handicap van of your choice.
When the deposit is received, the financing process will begin. In the event that financing is denied, we will refund 100% of the deposit.
There is a one-time payment by the VA toward the purchase of an automobile or other transportation. VA also pays for adaptive equipment, or for repair, replacement, and reinstallation of automobile equipment required because of disability. These payments may be made multiple times during the veteran’s life.
General Program Requirements:
In order to qualify for this benefit program, you must have one of the following disabilities that are the result of injury or disease incurred or aggravated during active service:
- Permanent loss of use of at least one foot or hand, or
- Serious, permanent vision impairment in both eyes.
If you have alkalosis (stiff or immobile joint) of at least one knee or hip due to a service-connected disability, you may qualify for adaptive equipment, without the automobile grant. You can qualify for this benefit even if you’re still on active duty. If you’re a veteran, your discharge must have been given under other than dishonorable conditions. There is no requirement as to length of service.
National Guard and Reserve members who were activated for federal military service and later separated are considered to be veterans. Commissioned Officers of the Public Health Service and National Oceanic and Atmospheric Administration are considered to be active duty members and veterans, once discharged.
Your Next Steps
To apply for this program, call 1-800-827-1000 and request the form “Application for Automobile or Other Conveyance and Adaptive Equipment” (VA Form 21-4502) be mailed to you. Fill out the form and return it to VA, as indicated on the form, and you will be notified regarding you eligibility status.
For more information, visit:
The eligibility for C.L.A.S.S. includes:
- Financial eligibility is determined by the Texas Health and Human Services Commission.
- There is not an age limit, but the onset of the disability must have been before the age 22.
- Have a DADS-approved initial individual service plan that does not exceed the program’s cost ceiling.
- Meet ICF/MR level of care criteria.
- Have a demonstrated need for ongoing habilitation services.
- Have chosen the CLASS program over an ICF/MR program.
To apply for this service:
Call toll-free to 1-877-438-5658 to be placed on the interest list. This service may not be available right away. Once you or the person in need is placed on the interest list, you will be contacted when services are available.
Please be prepared to provide Social Security and Medicaid numbers, type of disability, age of the onset of the disability, date of birth, address and telephone number of you or the person to be placed on the interest list.
To learn more about CLASS:
MDCP provides services to support families caring for children and young adults who are medically dependent and to encourage de-institutionalisation of children in nursing facilities.
Financial eligibility requirements:
Financial eligibility for applicants not already receiving Medicaid coverage is determined by the Texas Health and Human Services Commission. For more information, please visit their website.
Other eligibility requirements:
- Be under age 21.
- Meet the medical necessity criteria for nursing facility care.
- Meet disability criteria for Social Security or Medicaid benefits.
This service is available statewide, but it may not be available right away. Your name may be placed on an interest list. You will be contacted when services are available.
How to apply for services:
Call 1-877-438-5658 to have the child’s or young adult’s name placed on the MDCP interest list.
How do I receive the vehicle modification services from DARS?
If you are not a consumer of DARS, to apply for Vocational Rehabilitation (VR) services call, write, or visit the Division for Rehabilitation Services (DRS) office nearest you and request an appointment to meet with a counselor. If you need help locating a DRS office in your area, you may call 1 (800) 628-5115.
What is the eligibility for the services?
Only your VR counselor may make an eligibility determination to decide whether you are eligible for VR services. You must have a physical or mental impairment; your impairment must result in a substantial impediment to employment, and you must require VR services to prepare for, enter, engage in, or retain gainful employment consistent with your strengths, resources, priorities, concerns, abilities, capabilities, interests, and informed choice.
Will my ability to drive be evaluated?
In most cases, you will need to participate in a driver evaluation. In some cases, additional evaluation(s) may be required to determine your ability to drive if you are or have been an experienced driver or you have become disabled as a result of an injury or illness. A driver evaluation may be necessary to determine the specific equipment you will require to operate a vehicle safely. Your counselor will arrange a driver evaluation at no cost to you. Driver evaluations are designed to measure your ability to safely operate a motor vehicle in today’s complex environment. The driver evaluation program occurs in three phases and involves evaluation of your functional ability; tests of your visual acuity, field of vision and depth perception; test of your cognitive functioning as it relates to driving; behind the wheel evaluation; and evaluation and recommendation for adaptive equipment or vehicle best suited for your needs.
What if I am unable to drive?
If it is determined you are unable to or request not to drive, DARS will modify your vehicle for you to be transported as a passenger, as long as you are eligible for vehicle modification services.
Note: This is only an estimate, and does not include insurance, taxes, transfers or any other additional costs.