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Financing

Financing for Wheelchair Accessible Vans

Lone Star Handicap Vans has unique wheelchair van financing options and resources available for both our new and used accessible vans. Since we work directly with the banks, private organizations, government, we are available to provide you with support. Our mobility consultants are ready to help you through your accessible vehicle purchase process with professional advice and expertise.

Commercial/Business Loans

LSH Vans commercial and business loans program ensures that you have the financial and transportation resources you need to be successful. Our special finance packages can be designed to include your wheelchair van, conversion, sales tax, and even service contract. We offer low-interest loans and leases for both commercial and consumer requests. This special financing is available to those customers seeking the lowest monthly payment possible. Competitive fixed interest rates combined with 5-year terms for used vans and 7-year terms for new vans helps you afford the handicap van of your dreams!

  • Low fixed interest rates
  • Nationwide financing available
  • Terms up to ten years
  • Quick credit approval
  • Custom leasing
  • Commercial program
  • Service contracts

Program Description:

There is a one-time payment by the VA toward the purchase of an automobile. VA also pays for adaptive equipment, or for repair, replacement, and reinstallation of automobile equipment required because of a disability. These payments may be made multiple times during the veteran’s life.

Requirements:

  • Permanent loss of use of at least one foot or hand
  • Serious, permanent vision impairment in both eyes

If you have alkalosis (stiff or immobile joint) of at least one knee or hip due to a service-connected disability, you may qualify for adaptive equipment, without the automobile grant. You can qualify for this benefit even if you’re still on active duty. If you’re a veteran, your discharge must have been given under other than dishonorable conditions. There is no requirement as to the length of service. National Guard and Reserve members who were activated for federal military service and later separated are considered to be veterans. Commissioned Officers of the Public Health Service and National Oceanic and Atmospheric Administration are considered to be active duty members and veterans, once discharged.

How to apply:

Please, call 1-800-827-1000 and request the form “Application for Automobile or Other Conveyance and Adaptive Equipment” (VA Form 21-4502) be mailed to you. Fill out the form and return it to VA, as indicated on the form, and you will be notified regarding your eligibility status.

Veterans Benefits Administration

Benefits.gov

DADS Reference Guide

CLASS (Community Living & Support Services) is to support people with disabilities as they explore options, participate in the community, and strive toward equality.

Requirements:

  • Financial eligibility is determined by the Texas Health and Human Services Commission
  • There is not an age limit, but the onset of the disability must have been before the age of 22
  • Have a DADS-approved initial individual service plan that does not exceed the program’s cost ceiling
  • Meet ICF/MR level of care criteria
  • Have a demonstrated need for ongoing habilitation services
  • Have chosen the CLASS program over an ICF/MR program

How to apply:

Please, call toll-free to 1-877-438-5658 for more information. Be prepared to provide Social Security and Medicaid numbers, type of disability, the age of the onset of the disability, date of birth, address and telephone number of you or the person to be placed on the interest list.

Community Living Assistance and Support Services provider website

Access and Intake Community Options Manual (PDF format)

MDCP (Medical Dependable Children Program) provides services to support families caring for children and young adults who are medically dependent and to encourage de-institutionalization of children in nursing facilities.

Requirements:

  • Financial eligibility for applicants not already receiving Medicaid coverage is determined by the Texas Health and Human Services Commission.
  • Be under age 21.
  • Meet the medical necessity criteria for nursing facility care.
  • Meet disability criteria for Social Security or Medicaid benefits.

How do I receive the vehicle modification services from DARS- Transferred to Texas Workforce Commission (TWC)?

If you are not a consumer of DARS, to apply for Vocational Rehabilitation (VR) services call, write, or visit the Division for Rehabilitation Services (DRS) office nearest you and request an appointment to meet with a counselor. If you need help locating a DRS office in your area, you may call 1 (800) 628-5115.  www.dars.state.tx.us

What is the eligibility for the services?

Only your VR counselor may make an eligibility determination to decide whether you are eligible for VR services. You must have a physical or mental impairment; your impairment must result in a substantial impediment to employment, and you must require VR services to prepare for, enter, engage in, or retain gainful employment consistent with your strengths, resources, priorities, concerns, abilities, capabilities, interests, and informed choice.

Will my ability to drive be evaluated?

In most cases, you will need to participate in a driver evaluation. In some cases, additional evaluation(s) may be required to determine your ability to drive if you are or have been an experienced driver or you have become disabled as a result of an injury or illness. A driver evaluation may be necessary to determine the specific equipment you will require to operate a vehicle safely. Your counselor will arrange a driver evaluation at no cost to you. Driver evaluations are designed to measure your ability to safely operate a motor vehicle in today’s complex environment.

What if I am unable to drive?

If it is determined you are unable to or request not to drive, DARS will modify your vehicle for you to be transported as a passenger, as long as you are eligible for vehicle modification services.

Texas Department of Aging and Disabilities Services (DADS)

Note: This is only an estimate, and does not include insurance, taxes, transfers or any other additional costs.